This company has a handful of nicknames but one basic product: property/casualty insurance. National Farmers Union Property and Casualty (alternatively referred to as NFU, Farmers Union Insurance, FUI, and PACCO), sells commercial and personal property/casualty insurance, including auto, homeowners, farm owners, and business owners policies. It also provides specialty programs for restaurants and motels. In addition, NFU is a leading rural telecommunications insurance provider in more than 30 states. NFU does its core business in about 10 midwestern and western states. Exclusive general agencies sell most of the firm's policies. It is held by Australia-based insurer QBE Insurance Group.