The Navigators Group, Inc. is a holding company. The Company, through its subsidiaries, operates as an insurance company focusing on specialty products within the property and casualty insurance market. The Company’s product line is focused on ocean marine insurance. It operates through two segments: Insurance Companies and Lloyd’s Operations. The Company offers insurance for companies engaged in the diverse aspects of shipping, trade and transportation. The Insurance Companies segment consists of Navigators Insurance Company, which includes a United Kingdom Branch, and Navigators Specialty Insurance Company, which underwrites specialty and professional liability insurance on an excess and surplus lines basis. The Company’s Lloyd’s Operations segment includes Navigators Underwriting Agency Ltd. (NUAL), a Lloyd’s of London (Lloyd’s) underwriting agency which manages Lloyd’s Syndicate 1221 (Syndicate 1221).