Harvey Norman Holdings Limited is engaged in the provision of integrated retail, franchise, property and digital systems. The Company's operations include franchising; sale of furniture, bedding, computers, communications and consumer electrical products in New Zealand, Slovenia, Croatia, Ireland and Northern Ireland; property investment; lessor of premises to Harvey Norman franchisees and third-parties; media placement, and provision of consumer finance and other commercial advances. Its operating segments include franchising operations, property and Company-operated retail. The franchising operations segment includes franchisees in Australia. The Company's franchisees offer products, including white goods, small appliances and cooking. The property segment includes retail property and property developments for resale. The Company-operated retail segment includes the Company-operated stores and the non-franchised retail segment consists of its retail trading operations in Australia.