Access Plans, Inc. is a holding company of Alliance HealthCard, Inc. (Alliance HealthCard) and its subsidiaries. The Company provides consumer membership plans, healthcare savings membership plans and a marketer for individual medical health insurance products. For its membership plan products, through working with its wholesale and retail clients, it designs and builds membership plans. It offers and sells these products through a national network of independent agents. The Company operates in four segments: wholesale plans, retail plans, insurance marketing and corporate. Its wholesale plans division provides its clients rent-to-own and retail stores, customized membership marketing plans and their payment mechanism, plus offer benefits that appeal to their customers. Its retail plans� offerings include healthcare savings plans and association memberships that provide insurance features.