Ohio Casualty underwrites a variety of commercial property/casualty insurance products in the Midwest and other regions of the US. The company's offerings include property and general liability, equipment breakdown, workers' compensation, schools, and commercial farm policies. The company also offers loss prevention programs to its customers. Ohio Casualty's products are sold in seven mid-central and eastern states and Washington, DC. Historically, half of its customers are contractors or artisans, the rest are typically smaller business owners, including merchants and service providers. The company is owned by Liberty Mutual.