Jeffersonville Bancorp is the bank holding company for Jeff Bank (the Bank). The Bank is a commercial bank providing community banking services to individuals, small businesses and local municipal governments primarily in Sullivan County, New York. Its commercial portfolio segment includes commercial real estate and other commercial loans. Its consumer portfolio segment consists of consumer real estate, consumer installment and other consumer loans. Its investment activities include securities available for sale and securities held to maturity. Its securities available for sale include Government Sponsored Enterprises (GSE), including securities of the Federal Home Loan Bank (FHLB), Federal Home Loan Mortgage Corporation (FHLMC), Government National Mortgage Association (GNMA) and Federal National Mortgage Association (FNMA). Its deposits include demand deposits, negotiable order of withdrawal (NOW) and super NOW accounts, savings and insured money market deposits, and time deposits.