Tri City Bankshares Corporation, operates, through its subsidiary, Tri City National Bank (the Bank). The Company operates through community banking segment. The Bank offers a range of financial products and services to customers, including accepting deposits and originating loans. Its personal banking services include accounts, such as checking, savings and certificate of deposits, individual retirement accounts, cards and deposit rates; loans, such as mortgage, home equity, auto, reverse mortgage and credit card, and convenience, such as online banking, bill pay, mobile banking, check recorder, online statements, direct deposit, telephone banking, gift cards and overdraft protection. Its business banking services include account services, such as merchant services, fraud control and statement options; loans, such as real estate, line of credit, fixed assets and credit cards, and cash management, such as accept payments, make payments, remote deposit and municipal banking.