Donegal Group Inc. (DGI) is an insurance holding company whose insurance subsidiaries offer personal and commercial lines of property and casualty insurance to businesses and individuals in 22 Mid-Atlantic, Midwestern, New England and Southern states. The Company has three segments: its investment portfolio, its personal lines of insurance and its commercial lines of insurance. Donegal Mutual Insurance Company (Donegal Mutual) provides facilities, personnel and other services to the Company and its insurance subsidiaries. The personal lines its insurance subsidiaries write consist primarily of private passenger automobile and homeowners insurance. The commercial lines its insurance subsidiaries write consist primarily of commercial automobile, commercial multi-peril and workers� compensation insurance. The Company also owns 48.2% interest of Donegal Financial Services Corporation (DFSC), a unitary thrift holding company.