EuroBancshares, Inc. is a diversified financial holding company that offers an array of financial services through its wholly owned banking subsidiary, Eurobank (the Bank), and its wholly owned insurance agency subsidiary, EuroSeguros. Eurobank is a full-service Puerto Rico commercial bank with 26 branch networks. The Bank�s business activities include the acceptance of checking, savings and time deposits, and the making of commercial and consumer loans, mortgage loans, real estate loans, lease financing, and other installment and term loans. Eurobank also offers trust and wealth management services. The Bank provides its customers with Internet banking, electronic funds transfers through automated clearing house (ACH) services, cash management, vault services, and loan and deposit sweep accounts. Its primary products and services are grouped in various categories, including commercial banking, leasing (EuroLease), mortgage banking (EuroMortgage), and trust and wealth management.