Peoples Financial Services Corp. (Peoples) is a bank holding company. The Company provides a range of financial services through its wholly owned subsidiary, Peoples Security Bank and Trust Company (Peoples Bank), including its subsidiaries, Peoples Advisors, LLC and Penseco Realty, Inc. Peoples Bank is a state-chartered bank and trust company. The Company's primary products are loans to small- and medium-sized businesses. Other lending products include one-to-four family residential mortgages and consumer loans. It funds loans, primarily, by offering open time deposits to commercial enterprises and individuals. Its other deposit products include certificates of deposits and various demand deposit accounts. The Company services its retail and commercial customers through a network of around 26 full service community banking offices located within the Lackawanna, Lehigh, Luzerne, Monroe, Susquehanna, Wayne and Wyoming Counties of Northeastern Pennsylvania and Broome County of New York.