Pulaski Financial Corp. is the holding company for Pulaski Bank (the Bank). The Company's primary assets are its investment in the Bank and cash. It also maintains two special-purpose subsidiaries that issue preferred securities. Pulaski Bank provides a range of financial products and services for businesses and retail customers primarily through its 13 full-service offices in the St. Louis metropolitan area and six loan production offices in the St. Louis and Kansas City metropolitan areas. Pulaski Bank is primarily engaged in attracting deposits from individuals and businesses and using these deposits, together with borrowed funds, to originate one-to four-family residential mortgage loans, residential construction loans, home equity lines of credit, multi-family and commercial real estate and commercial and industrial loans principally within its lending market. In addition, the Bank originates one-to four-family residential mortgage loans in its Kansas City and Wichita markets.