Quaint Oak Bancorp, Inc. is a bank holding company. The Bank conducts its business through its wholly owned subsidiary Quaint Oak Bank. Quaint Oak Bank's primary business consists of attracting deposits from the general public through a variety of deposit programs and investing such deposits principally in residential, multi-family and commercial real estate loans secured by property in its primary market area. It also originates home equity loans and lines of credit also secured by residential properties. Quaint Oak Bank serves its customers through its main office, as well as through correspondence and telephone banking.