Everest Re Group, Ltd., along with its operating subsidiaries, is engaged in underwriting of reinsurance and insurance in the United States, Bermuda, and international markets. The Company underwrites insurance principally through general agent relationships and surplus lines brokers. The Company’s subsidiaries include Bermuda Re, Everest International Reinsurance, Ltd., Everest Re, Everest National Insurance Company, Everest Indemnity Insurance Company, Everest Security Insurance Company, and Mt. McKinley. The Company, through its subsidiaries, operates in five segments: U.S. Reinsurance, U.S. Insurance, Specialty Underwriting, International, and Bermuda.