Bank Uralsib OAO (Uralsib OAO or Uralsib OJSC or Ural-Siberian Bank OJSC), formerly Uralo-Sibirskiy Bank OAO, is a Russia-based universal bank, which provides a range of banking and financial products for private and corporate clients. The Bank offers such services as the opening and maintaining bank accounts, debit and credit cards, safety deposit boxes, cash and non-cash money transfers, payments of bills for public services and utilities, currency exchange, settlement and cash services in national and foreign currencies, money lending, securities trading, card transactions, payroll services, investment services and other financial services. The Company operates through numerous branches, subsidiaries, and affiliated companies. Bank Uralsib OAO is in 53.06%-owned by Finansovaya korporatsiya URALSIB OAO.