Bank VTB OAO (Bank VTB OJSC), formerly Bank vneshney torgovli or Vneshtorgbank OAO, is a Russia-based bank, which is involved in the provision of banking and financial products and services. It offers such services as the opening and keeping bank accounts of physical and legal persons, offering debit and credit cards and safety deposit boxes, cash and non-cash money transfers, syndication arrangement for financial institutions, derivative instruments, currency exchange, securities and banknote trading, export and import payments, lending services, international settlements, custody services, card transactions, payroll and other services. It is a member of the Association of Russian Banks (ARB), International Capital Market Association and others. In October 2009, it obtained controlling stakes in 11 alcoholic beverage producers, including a 51% stakes in Cristall, and Astrakhan Distillery, Bahus, Bryanskspirtprom, Velikoustyugskiy Distillery, Itkoul Distillery, Lyuks and Mordovspirt.