The First Bancshares, Inc. serve as a bank holding company for The First, A National Banking Association (The First) located in Hattiesburg, Mississippi. As of December 31, 2013, the First operated its main office and two branches in Hattiesburg, one in Laurel, one in Purvis, one in Picayune, one in Pascagoula, one in Bay St. Louis, one in Wiggins and four in Gulfport, one in Biloxi, one in Long Beach and one in Diamondhead, Mississippi, as well as one branch in Bogalusa, Louisiana and five branches in Baldwin County, Alabama. The Company and its subsidiary bank engage in a general commercial and retail banking business. The First is a wholly owned subsidiary bank of the Company. As of September 30, 2014, the Company had approximately $665.2 million in net loans, $907.5 million in deposits, and $93.6 million in stockholders equity.