First Financial Holdings, Inc., formerly SCBT Financial Corporation, is a bank holding company. The Company provides a range of banking services and products to its customers through its wholly owned subsidiary, SCBT (the Bank). It provides a range of retail and commercial banking services and mortgage lending services, among others. It operates as North Carolina Bank and Trust (NCBT), in Mecklenburg County of North Carolina; Community Bank & Trust (CBT), in northeast Georgia; and The Savannah Bank (TSB), in coastal Georgia. On July 26, 2013, First Financial Holdings, Inc. completed its merger (the Merger) with legacy First Financial Holdings, Inc. (Legacy First Financial), with the Company surviving the Merger as the surviving corporation. Immediately following the Merger, First Federal Bank, a South Carolina banking corporation and wholly owned subsidiary of Legacy First Financial, merged with and into SCBT, with SCBT surviving the merger and continuing its corporate existence.