Regional Management Corp. (Regional) is a diversified specialty consumer finance company. The Company provides a range of loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies and other traditional lenders. It offers small installment loans, large installment loans, automobile purchase loans, retail purchase loans and insurance products. The Company offers small installment loans ranging from $300 to $2,500 through its branches as well as convenience check program. It offers large installment loans through its branches ranging from $2,500 to $20,000. The Company offers automobile purchase loans of up to $27,500, generally with terms of between 36 and 72 months. The Company offers automobile purchase loans of up to $27,500, generally with terms of between 36 and 72 months. It markets and sells optional credit life insurance, credit accident and health insurance and involuntary unemployment insurance products.