UMB Financial Corporation, is a financial holding company. The Company, along with its subsidiaries, supplies banking services, institutional investment management, asset servicing, and payment solutions to customers in the United States and across the world. The Company�s products and services are grouped into four segments: Bank, Institutional Investment Management, Asset Servicing, and Payment Solutions. Bank, provides banking services to commercial, retail, government and correspondent bank customers. Institutional Investment Management, provides equity and fixed income investment strategies in the intermediary and institutional markets. Asset Servicing, provides services to the asset management industry, supporting investment products, including mutual funds, alternative investments and managed accounts. Payment Solutions, provides consumer and commercial credit and debit card, prepaid debit card solutions, healthcare services, and institutional cash management.