Uwharrie Capital Corp is a bank holding company for the Bank of Stanly (Stanly or the Bank) and its three wholly owned subsidiaries, The Strategic Alliance Corporation (Strategic Alliance), BOS Agency, Inc. (BOS Agency) and Gateway Mortgage, Inc. (Gateway). The Company also owns two non-bank subsidiaries, Strategic Investment Advisors, Inc. and Uwharrie Mortgage, Inc. The Company and its subsidiaries are located in Stanly County, Anson County and Cabarrus County, North Carolina. The Bank�s operations are primarily retail oriented and directed to individuals and small to medium-sized businesses located in its market area, and its deposits and loans are derived primarily from customers in its geographical market. Stanly provides traditional commercial and consumer banking services, including personal and commercial checking and savings accounts, money market accounts, certificates of deposit, individual retirement accounts, and related business and individual banking services.