SBT Bancorp, Inc. is the holding company for The Simsbury Bank and Trust Company, Inc. (the Bank). The Bank offers a range of commercial banking services to residents and business in its primary and secondary markets through a variety of mortgage programs as well as home equity lines and loans, FDIC insured checking, savings, and Individual retirement accounts (IRA) accounts, 401K rollover accounts, as well as safe deposit and other customary non-deposit banking services. The Bank offers investment products to customers through SBT Investment Services, Inc., a wholly owned subsidiary of the Bank, and through its affiliation with the securities broker/dealer LPL Financial Corporation.