Simmons First National Corporation is a financial holding company that owns eight community banks in Arkansas. The Bank subsidiaries include Simmons First National Bank, Simmons First Bank of Jonesboro, Simmons First Bank of South Arkansas, Simmons First Bank of Northwest Arkansas, Simmons First Bank of Russellville, Simmons First Bank of Searcy, Simmons First Bank of El Dorado, N.A., and Simmons First Bank of Hot Springs. Its subsidiaries provide banking services, which includes consumer (credit card, student, and other consumer), real estate (construction, single family residential and other commercial) and commercial (commercial, agriculture and financial institutions) loans, checking, savings and time deposits, trust and investment management services, and securities and investment services.