Industrial Bank Co., Ltd. is a commercial bank. The main business activities of the Company include deposits taking; provision of loans; local and international payments and settlements; bills acceptance and discounting; issuing of financial bonds; agency issuing, cashing and underwriting of government bonds; purchase and sales of government bonds and financial bonds; inter-bank placements and borrowings; services or agency service in trading of foreign currencies; bank card business; provision of letters of credit and guarantee facilities; agency collections and payments; agency sales of insurance; settlements and sales of foreign currencies; safe-box service, and other banking activities approved by the China's Banking Regulatory Commission (CBRC). During the year ended December 31, 2008, the Bank offered loans for personal financing, manufacturing, real estate, notes discount, transportation, storage, mail and other industries.