SI Financial Group, Inc. is the holding company for Savings Institute Bank and Trust Company (Savings Institute or the Bank). The Bank operates as a community-oriented financial institution offering a range of financial services to consumers and businesses in its market area, including insurance, trust and investment services. The Bank attracts deposits from the general public and uses those funds to originate one- to four-family residential, multi-family and commercial real estate, commercial business and consumer loans, which it holds primarily for investment. The Bank operates offices in Windham, New London, Tolland, Hartford Counties and Middlesex Counties, which the Bank considers its primary market area.