StellarOne Corporation is a bank holding company. The Company’s banking subsidiary is StellarOne Bank. StellarOne Bank is community-oriented and offers services, including individual and commercial demand and time deposit accounts, commercial and consumer loans, residential mortgages, credit card services, and deposit services. In addition, the Company’s subsidiary bank offers Internet banking access for banking services, and online bill payment for both consumers and commercial customers. On May 27, 2008, the Company collapsed all of its previous subsidiaries into StellarOne Bank. The previous subsidiaries included First National Bank, Second Bank & Trust, Planters Bank & Trust Company of Virginia and its subsidiary, Planters Insurance Agency, Inc., and Virginia Commonwealth Trust Company.