Simmons First National Corporation is a multi-bank financial holding company. The Company has total assets of $4.4 billion, loans of $2.4 billion, deposits of $3.7 billion and equity capital of $404 million as of December 31, 2013. The Company owns seven community banks that are located throughout Arkansas and conduct its operations through 131 branches, located in 63 communities in Arkansas, Missouri and Kansas. The Company’s lead bank, Simmons First National Bank (SFNB, or the lead bank), is a national bank which has been in operation since 1903. As of December 31, 2013, SFNB had total assets of $3.2 billion, total loans of $1.7 billion and total deposits of $2.7 billion. Simmons First Investment Group, Inc., a wholly owned subsidiary of SFNB, is a member of the Financial Industry Regulatory Authority and performs the broker-dealer operations for SFNB. Simmons First Capital Management, Inc., a wholly-owned subsidiary of SFNC, is a Registered Investment Advisor.