Sterling Bancorp (Sterling) serves as a financial holding company for Sterling National Bank (the Bank). The Bank provides a range of banking and financial products and services, including business and consumer lending, asset-based financing, factoring/accounts receivable management services, equipment leasing, commercial and residential mortgage lending and brokerage, deposit services, international trade financing, trust and estate administration, investment management and investment services. The Company has operations in New York, New Jersey and North Carolina and conducts business throughout the United States. The Bank maintains 12 offices in New York: nine offices in New York City (six branches and an international banking facility in Manhattan and three branches in Queens); two branches in Nassau County, one in Great Neck and another in Woodbury, New York, and one branch in Yonkers, New York.