Salisbury Bancorp, Inc. is a bank holding company for Salisbury Bank and Trust Company (the Bank). The Bank is a Connecticut-chartered and Federal Deposit Insurance Corporation (the FDIC) insured commercial bank. The Bank provides commercial banking, consumer financing, retail banking and trust and wealth advisory services through a network of around 13 banking offices and nine automated teller machines (ATMs) located in Litchfield County, Connecticut; Dutchess and Orange County, New York, and Berkshire County, Massachusetts and through its Internet Website (www.salisburybank.com). The Bank's loan portfolio includes residential real estate loans, commercial real estate loans, construction loans, commercial loans and consumer loans. The Bank provides a range of fiduciary and trust services, including general investment management, wealth advisory services to individuals, families and institutions, and estate administration and settlement services.