FFD Financial Corporation is a bank holding company. The Company owns all of the issued and outstanding common shares of First Federal Community Bank. It offers products and services under personal and business category. The personal products and services include offers checking, savings and certificates of deposit (CDs), loans and services. Its savings include and CDs include first choice savings, first choice money market, health saving accounts, business choice savings, individual retirement accounts and club accounts. It offers loans, which include home mortgage loans, home equity loan, home equity line of credit, auto loans, boat loans, overdraft protection line of credit, business loans, commercial real estate loans and equipment loans. Its services include online banking and bill pay, e-statements, Visa credit cards, Visa debit cards, overdraft protection, re-order checks, telephone banking, automated clearing house services, merchant card services and night depository.