Maslow's hierarchy of needs didn't include insurance, but once you have shelter, you might want Shelter Mutual Insurance. The company offers personal and commercial property/casualty coverage (including auto and homeowners) and life insurance to customers in 14 states, mainly in the southeastern and midwestern US. Shelter Mutual and its subsidiaries, including Shelter General Insurance and Shelter Life Insurance, sell their products through 1,400 dedicated agents. The company's Shelter Reinsurance subsidiary provides reinsurance to other mutual insurers around the world. Its Shelter Financial Bank unit offers consumer and mortgage loans, CDs, and money market accounts through Shelter agents or online.