Brown & Brown, Inc. (Brown & Brown) is a diversified insurance agency providing wholesale brokerage and insurance programs and services. Its Retail Division provides a range of insurance products and services to commercial, public entity, professional and individual customers. Its National Programs Division provides professional liability and related package products for certain professionals, and markets targeted products and services to specific industries, trade groups, public entities, and market niches. The Services Division provides customers with third-party claims. Its Wholesale Brokerage Division markets and sells excess and surplus commercial and personal insurance, and reinsurance. In June 2013, Brown & Brown of New York, Inc., a subsidiary of the Company acquired asset of The Rollins Agency. In December 2013, Brown & Brown of Kentucky, Inc, a subsidiary of Brown & Brown, Inc acquired certain assets of O'Neil Financial Services and Agency Services Consolidated, Inc.