Citizens Financial Services Inc  

(Public, OTCBB:CZFS)   Watch this stock  
Find more results for TERRY ROBERT FREEMAN�
+0.35 (0.74%)
Jul 22 - Close
OTCBB data delayed by 15 mins - Disclaimer
Currency in USD
Range 47.85 - 47.85
52 week 45.05 - 51.00
Open 47.85
Vol / Avg. 287.00/380.00
Mkt cap 159.27M
P/E 12.74
Div/yield 0.41/3.47
EPS 3.76
Shares 3.35M
Beta -0.12
Inst. own 3%
Jul 25, 2016
Q2 2016 Citizens Financial Services Inc Earnings Release (Estimated) Add to calendar
Apr 27, 2016
Q1 2016 Citizens Financial Services Inc Earnings Release

Key stats and ratios

Q1 (Mar '16) 2015
Net profit margin 29.52% 30.39%
Operating margin 36.63% 37.50%
EBITD margin - 43.82%
Return on average assets 1.12% 1.11%
Return on average equity 10.89% 10.56%
Employees 229 -
CDP Score - -


MANSFIELD, PA 16933-1507
United States - Map
+1-570-6622121 (Phone)
+1-570-6623278 (Fax)

Website links


Citizens Financial Services, Inc. is a bank holding company for First Citizens Community Bank (the Bank). The Company is engaged in the ownership and management of the Bank and the Bank's insurance agency subsidiary, First Citizens Insurance Agency, Inc. It operates through community banking segment. The Bank is engaged in a range of banking activities and services for individual, business, governmental and institutional customers. These activities and services include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans, and a range of other specialized financial services. The Trust and Investment division of the Bank offers client investment, mineral management, retirement services, professional trust administration, investment management services, estate planning and administration, custody of securities and individual retirement accounts.

Officers and directors

Randall E. Black President, Chief Executive Officer, Director
Age: 48
Mickey L. Jones Chief Financial Officer, Chief Operating Officer, Executive Vice President, Treasurer of the company and the Bank
Age: 54
Terry B. Osborne Executive Vice President, Chief Credit Officer and Secretary of the Company and Bank
Age: 61
Jeffrey B. Carr Senior Vice President, Chief Retail Banking Officer
Age: 45
Gregory J. Anna Senior Vice President, Information Systems Manager of the Bank
Age: 53
Kathleen M. Campbell Senior Vice President - Marketing Manager for the Bank
Age: 54
Robert B. Mosso Senior Vice President - Wealth Management Division Manager of the Bank
Age: 44
Cynthia T. Pazzaglia Senior Vice President , Human Resource Manager of the Bank
Age: 56
Jeffrey L Wilson Senior Vice President, Chief Lending Officer of the Bank
Age: 53
Alletta M Schadler Director