Tompkins Financial Corporation is a financial holding company. The Company offers products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, insurance and brokerage services. The Company’s initiatives include diversification within its markets, growth of its fee-based businesses, and growth internally and through acquisitions of financial institutions, branches, and financial services businesses. The Company considers acquiring banks, thrift institutions, branch offices of banks or thrift institutions, or other businesses within markets served by the Company or in other locations that would complement the Company’s business or its geographic reach. The Company targets merger or acquisition partners that are similar and have experienced management and possess market presence or have potential for improved profitability through financial management, economies of scale and expanded services.