Tompkins Financial Corporation (Tompkins) is a financial holding and community-based financial services company. The Company offers an array of products and services, including commercial and consumer banking, leasing and financial planning. It operates through three segments: banking (Banking), insurance (Tompkins Insurance Agencies, Inc.) and wealth management (Tompkins Financial Advisors). The Banking segment includes services consisting of attracting deposits from the areas served by its banking subsidiaries and using those deposits to originate a range of commercial loans, agricultural loans, consumer loans, real estate loans and leases. The Insurance segment consists of property and casualty insurance services and employee benefit consulting operated under the Tompkins Insurance Agencies, Inc. subsidiary. The Wealth management segment activities include its trust, financial planning and wealth management services conducted under the trust department of the Trust Company.