Tompkins Financial Corporation is a financial holding company. The Company offers an array of products and services, including commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance. The Company operates in three segments: banking, insurance and wealth management. Banking services consist primarily of attracting deposits from the areas served by the Company's banking subsidiaries and using those deposits to originate a variety of commercial loans, agricultural loans, consumer loans, real estate loans and leases in those same areas. The Company provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc. Tompkins Financial Advisors offers a suite of financial services to customers, including trust and estate services, investment management and financial and insurance planning for individuals, corporate executives and small business owners.