Auburn National Bancorporation, Inc. is a bank holding company for AuburnBank (the Bank), an Alabama state member bank. The Company�s business is conducted primarily through the Bank and its subsidiaries. The Bank offers checking, savings, transaction deposit accounts and certificates of deposit, and is an active residential mortgage lender in its primary service area (PSA). The Bank�s PSA includes the cities of Auburn and Opelika, Alabama and nearby surrounding areas in East Alabama, primarily in Lee County. The Bank also offers commercial, financial, agricultural, real estate construction and consumer loan products and other financial services. The Bank operates ATM machines in 13 locations in its PSA. The Bank offers online banking and bill payment services. In September 2011, the Bank opened a loan production office in Montgomery, Alabama. In December 2011, the Bank opened a branch located on Fob James Drive in Valley, Alabama.