Utica Mutual is native to the Mohawk Valley, but has spread its insurance business across the US. As principal member company of the Utica National Insurance Group, Utica Mutual specializes in commercial and personal property/casualty insurance. Its specialty coverage includes products tailored for such groups as child care centers, printers and other graphic communications businesses, schools, and volunteer fire departments. It operates through Graphic Arts Mutual Insurance, Republic-Franklin Insurance, Utica National Assurance, Utica National Insurance Company of Texas, and other subsidiaries. The group sells its products through some 2,300 independent agents and brokers.