Virginia Commerce Bancorp, Inc. is the holding company for Virginia Commerce Bank (the Bank). The Company engages in a general commercial banking business through the Bank. The Bank provides businesses with a range of deposit accounts, merchant bankcard services, electronic funds transfer services, lock-box services, remote deposit capture, online banking, lines of credit for working capital, term loans and commercial real estate loans, and provides consumers with a array of deposit products, home equity and revolving lines of credit, installment loans and Internet banking services. The Bank also offers investment services and provides safe deposit boxes, as well as other customary banking services. The Bank also offers a variety of residential mortgage loans through its mortgage lending unit.