LSB Financial Corp. (LSB Financial) is thrift holding company of Lafayette Savings Bank, FSB (the Bank). The Bank is a federally chartered stock savings bank headquartered in Lafayette, Indiana. The Bank is primarily engaged in providing a range of banking and financial services to individual and corporate customers in Tippecanoe and surrounding counties in Indiana. LSB Financial�s principal business consists of attracting retail deposits from the general public and investing those funds primarily in permanent first mortgage loans secured by owner-occupied, one- to four-family residences, and to a lesser extent, non-owner-occupied one- to four-family residential, commercial real estate, multi-family, construction and development, consumer and commercial business loans. As of December 31, 2011, the Company served Tippecanoe County, Indiana and its surrounding counties through its five retail banking offices.