Wilmington Trust Corporation is a financial holding company engaged in providing a range of banking and other financial services through its banking and other subsidiaries. The Company’s subsidiary Wilmington Trust Company (WTC) is a bank and trust company founded in 1903. The Company also owns one other depository institution: Wilmington Trust FSB (WTFSB), a federally-chartered savings bank. In November 2008, the Company merged Wilmington Trust of Pennsylvania (WTPA) into Wilmington Trust FSB (WTFSB). WTFSB owns Wilmington Trust Retirement and Institutional Services Company (WTRISC), a Delaware-chartered trust company. WTRISC owns Wilmington Trust Fiduciary Services Company (WTFSC), a New Jersey-chartered nondepository bank. The Company operates in four business segments: Regional Banking, Corporate Client Services (CCS), Wealth Advisory Services (WAS), and Affiliate Money Managers.