WSB Financial Group, Inc. (WSB Financial) is a bank holding company that operates through its wholly owned subsidiary, Westsound Bank (the Bank). The Bank operates nine full-service branches that are located primarily in the west Puget Sound area. The Bank provides banking services throughout its primary market area to real estate developers, contractors and small to medium-sized businesses in its market. Westsound Bank also provides a range of banking services and products to individuals, including personal checking and savings accounts and other consumer banking products, including electronic banking. WSB Financial’s non-bank subsidiary, WSB Financial Group Trust I, operates as a trust.