Hancock Holding Company (Hancock) is a bank holding company. The Company operates through its two wholly owned bank subsidiaries, Hancock Bank and Whitney Bank. Hancock Bank operates all branches in Mississippi, Alabama and Florida and Whitney Bank operates all branches in Louisiana and Texas. The Company�s operating segments consist of the Hancock segment, which coincides with the Company�s Hancock Bank subsidiary, and the Whitney segment, which coincides with its Whitney Bank subsidiary. The Company�s segment offers commercial, consumer and mortgage loans and deposit services, as well as certain other services, such as trust and treasury management services. In addition, the Company�s segments offer the same products and services, which are managed due to different pricing, product demand and consumer markets.