Northwest Bancshares, Inc. (Northwest) is a savings and loan holding company. The Company operates through its subsidiary Northwest Savings Bank. The Company through its subsidiary provides personal and business banking solutions, investment management and trust services and insurance products. Personal Banking loans include residential mortgage loans, home equity loans and other consumer loans. The Company�s business Banking loans include commercial real estate loans and commercial loans. Through this subsidiary, the Company operates 166 business and personal banking locations and 267 automated teller machines (ATMs). The Company operates in two reportable segments: Community Banking and Consumer Finance. As of December 31, 2013, the Company operated 138 community banking offices and 52 consumer finance offices.