XL Capital Ltd (XL) is a provider of insurance and reinsurance coverage to industrial, commercial and professional service firms, insurance companies and other enterprises on a worldwide basis. The Company operates through four business segments: Insurance, Reinsurance, Life Operations and Other Financial Lines. The Company provides commercial property and casualty insurance products on a global basis. The Company provides casualty, property risk (including energy and engineering), property catastrophe, marine, aviation, and other specialty reinsurance on a global basis. The Life Operations segment provides life reinsurance on business written by life insurance companies, principally to help them manage mortality, morbidity, survivorship, investment and lapse risks. The Other Financial Lines segment comprise the guaranteed investment contract (GIC) and funding agreement (FA) businesses.