Zaio Corporation (Zaio) is a Canada-based company. The Company develops and maintains a secure database of site-verified photos, property information and appraisals of every property in entire cities. Its network of premiere, local appraiser experts photograph, inspect, and appraise entire cities, one building at a time using a GeoScore rating system. The data is stored in Zaio’s Appraisal Knowledge Warehouse and can be accessed by lenders, for a fee, via the Zaio Website. Photos included in the database are taken by independent photographers contracted by Zaio and uploaded into the database after passing through quality control processes. Each photo is taken manually by a photographer standing on public property. Property data is then integrated into the database and linked to the photo by the Company after purchasing it from third parties, such as County Assessors. On October 29, 2008, the Company ceased all the operations of its wholly-owned United States subsidiary Zaio Inc.