Zurich Insurance Company South Africa Limited is a South Africa-based company, through its subsidiaries and associates, engaged in the short-term insurance business. The Company operates in the Republic of South Africa and Botswana. The Company's insurance activities are organized into lines of business, based on the types of risks and policies underwritten. The Company's insurance portfolio is divided between personal, commercial and corporate. It includes Accident and health policy, Engineering policy, Guarantee policy, Liability policy, Motor policy, Property policy and Transport policy. The Company's subsidiaries include Zurich Insurance Company Botswana Limited, Zurich Risk Financing SA Limited, Zurich Life SA Limited and BnB Sure (Pty) Limited. The immediate holding company is SA Fire House Limited. The ultimate parent company is Zurich Insurance Group Ltd.