Bancolombia SA (Bancolombia or the Bank) is a full-service financial institution that offers a range of banking products and services to a diversified individual and corporate customer base of approximately 6.4 million customers. Bancolombia delivers its product and services through its regional network comprising Colombia’s non-government-owned banking network, El Salvador’s financial conglomerate off-shore banking subsidiaries in Panama, Cayman and Puerto Rico, as well as an agency in Miami and minor operations in Peru, Brazil and Spain. Together, Bancolombia and its subsidiaries provide stock brokerage, investment banking, leasing, factoring, consumer finance, fiduciary and trust services, asset management, pension fund administration, and insurance, among other products and services. Bancolombia is organized in six segments: Retail and Small Business Banking, Corporate and Governmental Banking, Treasury, Offshore Commercial Banking, Leasing, and all other segments.