CNH Global N.V., (CNH) is a full-line company, which operates in both agricultural and construction equipment industries. The Company operates in three segments namely Agricultural equipment, Construction equipment and Financial services. Agricultural equipment segment includes hay and forage equipment, seeding and planting equipment, tillage equipment and sprayers. Construction equipment product lines include crawler and wheeled excavators, wheel loaders, graders and dozers. financial services segment offers financial products and services to dealers and customers in North America, Australia, Brazil and Western Europe. The principal financial products offered are retail loans and leases to end-use customers and wholesale financing to the Company�s dealers. It markets its products globally through two brand families, which include Case and New Holland. Case IH (along with Steyr in Europe) and New Holland make up the Company�s agricultural brand family.