International Personal Finance Plc is engaged in international home credit business. The Company serves approximately 2.6 million customers and operates the Provident brand in Poland, the Czech Republic, Slovakia, Hungary, Mexico, Romania, Lithuania and Bulgaria markets. It provides home credit in the form of affordable, unsecured, short-term cash loans to people who need a small amount of money. Customers can repay their loan by money transfer to a bank account or through its optional home collection service delivered by its network of agents. The Company's wholly owned subsidiaries include IPF Holdings Limited, International Personal Finance Investments Limited, Provident Financial s.r.o., Provident Financial Zrt., Provident Mexico S.A. de C.V. and Provident Financial Romania IFN S.A.