International Personal Finance plc is a United Kingdom-based holding company. The Company provides credit responsibly to people borrowing small sums and repay in manageable amounts. The Company's segments include home credit and digital. The Company's home credit loans are repaid weekly over 60 weeks. It also offers monthly repayments and shorter and longer terms. Its agents visit customers in their home to arrange loans, to collect repayments and to plan for future loans. Its digital instalment loans and revolving credit line facility with manageable credit limits are accessed online and repaid monthly over terms of approximately three years. The Company operates home credit business in Poland-Lithuania, Czech-Slovakia, Southern Europe (Hungary, Romania and Bulgaria), Mexico and Spain. It operates digital business in the United Kingdom. It also operates in Finland, Estonia, Latvia and Australia. The Company offers digital credit through three brands: hapiloans, Credit 24 and Sving.