LNB Bancorp, Inc. is a diversified banking services company. The Company is engaged in lending and depository services, investment services, and other traditional banking services. These services are generally offered through the Company's wholly-owned subsidiary, The Lorain National Bank (the Bank). The primary business of the Bank is providing personal, mortgage and commercial banking products, along with investment management and trust services. As of December 31, 2012, the Lorain National Bank operates through 20 retail-banking locations and 28 automated teller machines (ATM's) in Lorain, Erie, Cuyahoga and Summit counties in the Ohio communities of Lorain, Elyria, Amherst, Avon, Avon Lake, LaGrange, North Ridgeville, Oberlin, Olmsted Township, Vermilion, Westlake and Hudson, as well as a business development office in Cuyahoga County.