UCBH Holdings, Inc. (UCBH) is a bank holding company. UCBH conducts its principal business through its wholly owned banking subsidiary, United Commercial Bank (UCB), which makes up substantially all of its consolidated assets and revenues. UCB is a California state-chartered commercial bank. Through its branch network, the Company provides a range of personal and commercial banking services to small- and medium-sized businesses, business executives, professionals and other individuals. It offers multilingual services to all of its customers in English, Cantonese and Mandarin. At December 31, 2008, it had 71 domestic branches and offices; 29 in Northern California, 22 in Southern California, five in the Atlanta metropolitan area, three in the Boston metropolitan area, nine in the New York metropolitan area, two in the Seattle metropolitan area and one branch in Houston.