|
Submitted by Derek Newberry on August 18, 2006 - 16:01.
Actually, yes we have! In June the BoP Protocol team headed out to the shores of Lake Victoria in Kisumu, Kenya to visit with the XAccess and KickStart folks who were modifying an innovative bicycle for the local market. XAccess is the non-profit sister of XtraCycle, maker of the world's first Sport Utility Bicycle, and KickStart, the NGO formerly known as ApproTEC, is a long time provider of enterprise enabling technologies to low-income communities. KickStart is helping XAccess to commercialize its bicycle in Kenya as the "Bigga Boda", an upgrade to the existing "Boda Boda" bicycle taxis, so named from their early days on the border of Kenya and Uganda where the taxi riders cries of "Border! Border!" eventually morphed into the "Boda Boda" of today.
Microcredit is the extension of very small loans to unemployed, poor entrepreneurs and others living in poverty who are not bankable. These individuals lack collateral, steady employment and a verifiable credit history and therefore cannot meet even the most minimum qualifications to gain access to traditional credit. Microcredit is a part of microfinance, which is the provision of financial services to the very poor; apart from loans, it includes savings, microinsurance and other financial innovations. The Village Phone Program has continued its rapid growth. VP Program began from a social commitment made by the shareholders of GrameenPhone that "good development is good business". The program is implemented by Grameen Telecom (GTC) in cooperation with Grameen Bank, the internationally renowned micro- credit lending institution. The program facilitates women borrowers of Grameen Bank to the GSM technology through the village phones. They become effectively mobile public call offices. This not only provides rural poor with new, exciting income-generating opportunities, but it also helps to enhance the social status of women from poor rural households. The VP works as an owner-operated pay phone. It allows the rural poor who cannot afford to become a regular subscriber, to avail of the service with loans from Grameen Bank. The loan usually is for BDT 12,000 and pays for a handset, the subscription and incidental expenses. The VP operator receives training from GTC about mode of operation, user charges etc. Healthstore Micro-Franchising Model
A New Way Forward The HealthStore Foundation® has combined established micro-enterprise principles with proven franchise business practices to create a micro-franchise business model called CFWshops�. Franchisees
operate small drug shops or clinics strategically located to improve
access to essential drugs. HealthStore clinics and shops enable trained
health workers to operate their own businesses treating the diseases
that cause 70-90% of illness and death in their communities while
following HealthStore drug handling and distribution regulations
calculated to ensure good practice.
![]() Photo: Actual Films
Albina RuizProject: Ciudad Saludable Location: Peru Albina Ruiz started worrying about health and environmental problems caused by garbage in Peru when she was a student studying industrial engineering. After writing her thesis, she came up with an idea for a new community-managed system of waste collection that she hoped would serve as a model for urban and rural communities around Peru. One of the first neighborhoods she worked with was El Cono Norte in
Lima, where1.6 million people produced about 600 metric tons of garbage
daily. The municipal authorities were only able to process about half
of the community's trash. People tossed the rest in streets, rivers and
vacant lots, causing serious health problems as well as creating a
perpetually ugly environment that many residents found dispiriting. Ruiz's idea called for micro-entrepreneurs — small business people chosen from the community — to take charge of collecting and processing the garbage, at once addressing another serious problem in the community: unemployment. She helped these businesses get going and set the monthly fee for the service at about $1.50, the cost of a beer, and came up with a wide array of creative marketing schemes — including special gift baskets — to entice families to use the services and, importantly, pay for them regularly and on time. Ruiz started doing the work alone nearly 20 years ago. She now oversees projects in 20 cities across Peru, employs more than 150 people and serves over 3 million residents. Her approach to waste management is so successful that she has been asked to come up with a national plan for Peru, while other Latin American countries have expressed interest in emulating her method.
Near East Foundation Clay stoves
![]() Activity Description: In 1997, the NEF began working with 7 villages in Northern Morocco to promote female education and leadership by organizing local literacy initiatives and associating groups of rural women leaders. The program has since expanded to 15 villages, and in collaboration with the U.S. State Department's Middle East Partnership Initiative (MEPI), NEF seeks to establish income-generating projects with one or more parent-teacher associations (PTAs) within these communities. One of these projects is to sell locally-produced clay cooking ovens. The collection of firewood can take up 120 hours a year for girls, and is thus one obstacle to the education and development of women; burning the firewood for cooking can cause eye and respiratory problems, and also depletes forests. The clay ovens burn cleanly and reduce firewood usage 50-60%. The plan is to have the PTAs distribute stoves through the network of women leaders, who also will promote the idea and train purchasers. Profits made from the sale of stoves will support local education, scholarships for secondary school attendance, adult literacy, and the repair and maintenance of local schools. ![]() Contact Email: Activity Description: KENYA NATIONAL LIBRARY SERVICE (KNLS) operates mobile library trucks and two Camel mobile libraries in Wajir and Garissa in North Eastern Kenya for primarily pastoralist people, who have no access to schools or static libraries. In the Northeastern Province, the illiteracy rate is 85.3%, compared to 31% nationally. Better-suited than a car to the terrain, the camel transports books to the nomadic communities from Mondays to Thursdays. From Fridays to Sundays, the camels are released to go and feed, recuperate and vetted for any signs of disease and treatment. One reason for the success of the camel libraries is that camels are a greatly respected provider of livelihoods among the Pastoralists, as a source of meat, milk, shoe leather, gourds, medicine, manure, and transportation. |